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Author Topic: Credit cards for teachers in Thailand?  (Read 1971 times)

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Mods-Rockers

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Re: Credit cards for teachers in Thailand?
« Reply #30 on: February 21, 2007, 09:40:13 am »
I have to go along with your thinking about credit cards, saying that however I admit I still keep one froma bank back home for those little emergencies. The credit limit is quite high butthe balance is kept within a few pounds of zero to allow the bank to justify my having it. Thus I can still book a flight anywhere at very short notice and pay first or business if needs be!

Credit cards are a risky business if you use them as credit cards, keep one as a charge card and resist temptation and you will be fine.
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Offline anyonefortennis

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Re: Credit cards for teachers in Thailand?
« Reply #31 on: February 21, 2007, 10:09:37 am »
I'm with you on this MR, I've got a CC from back home just in case, saying that I got the new card in 05, on it was a number to ring to activate the card, I never got around to doing it and the card expires this year, so whether I could still activate the card I dunno.

CC from any country are a bad idea over here, when I first arrived here 5 years back I heard many horror stories of people who had used their cards in BKK, and for example, a smiling waiter kindly copied the card details and went on a spending spree. I think that was in part to do with the old carbon copy swipe machines, so it may be a wee bit more secure now.

I think debit cards are your best bet.
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Offline ajarnnormal

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Re: Credit cards for teachers in Thailand?
« Reply #32 on: February 21, 2007, 10:22:52 am »
I did have a CC from back home but when i used it there was so much extra money taken off like interested and the exchange rate. What I do now is keep some money in my bank back home just in case I need that quick flight home. I do agree with you guys that it is a thing to use only in emergency and maybe a good idea to keep up.
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Offline wordsworth

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Re: Credit cards for teachers in Thailand?
« Reply #33 on: February 21, 2007, 05:54:11 pm »
Quote from: ajarnnormal on February 21, 2007, 10:22:52 am
I did have a CC from back home but when i used it there was so much extra money taken off like interested and the exchange rate. What I do now is keep some money in my bank back home just in case I need that quick flight home. I do agree with you guys that it is a thing to use only in emergency and maybe a good idea to keep up.

going off topic slightly, everyone should be very careful with their receipts when using ATM's. There has been a lot of horror stories lately concerning people having their credit cards/ATM cards cloned. I have added a couple of links below about this.

http://www.thaivisa.com/forum/index.php?showtopic=100088

http://www.thaivisa.com/forum/index.php?showtopic=100940


Peace

wordsworth
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Offline angryfarang

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Re: Credit cards for teachers in Thailand?
« Reply #34 on: February 24, 2007, 04:41:13 pm »
Just My twopence worth

I have been here for 7 years and have a

KTC Master 250k
KTC Visa  150K
SCB Visa and Master 100k

No one asks for a deposit, I dont bank with either
I am married to a Thai but she does not work
I had no issues at all
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Offline angryfarang

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Re: Credit cards for teachers in Thailand?
« Reply #35 on: February 24, 2007, 05:02:03 pm »
Ahriman

Well I started out with KTC, got one card that had its limit steadily increased, at the time i was renting, when I bought my house 50% down and a mortgage with Siam Commercial I got two cards master and visa, that was three years ago, since then my first KTC has been upgraded to Platinum and then got another card out the blu from KTC this time a Master Titanium, I clear my balance most months. Thats all I can say really on it
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