I'm saying in my post that, in my experience, native English speaking teachers who teach EFL/ESL abroad aren't LIKELY to think much about a pension until they are around age 40 or so. Yes, Mods-Rockers, age 40 is a late time to start thinking of one's pension, but the natives I've met abroad don't think much of their pension years during their 20s and 30s. Perhaps some others do, or some know others who do think of a pension at, say, age 28. I haven't met any natives teaching abroad in that age range who think pension.
I'd be interested, Krungsri, how you managed a pension (and raised a family) teaching in your home country and in two non-English medium countries...
And yes, the Bush Administration is trying, without much success, to shift the pension responsibility to the individual from the government. There are private pension programs that complement the government program of a pension pittance. The US Government provides only a small pension income. Those in the US who have only income from the US Government retirement program live in poverty, guaranteed.
In Korea showing your teacher ID card got just about any liberty one could think of. I got USD$500 worth of Carribbean cigars past Korean customs. Customs officers put the handcuffs back in their belts but only after I'd shown my teacher ID card! (Tuff to get those Cubans, tho! Mexican cigars are the next best for me,) In Thailand my teacher ID card and Baht 300 gets me a coffee at Starbuck's!!! (Same treatment as in the US!)
Anyway, concerning pensions, good for Mexico and Korea. How about China, Russia etc? Anyone know?